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Fawcetts are an independent firm of Chartered Accountants and Business Advisers. We are accredited members of the UK200 Group. In everything we do we aim to put the client first. Easy to say but with us it’s a passion. Our goal is to provide the highest standard of advice possible, delivered with a personal service that fulfils and exceeds our clients’ expectations.

Our friendly and professional team have been advising businesses and individuals alike in all aspects of their financial, business and taxation needs for many years. Today we act for a wide variety of individuals, businesses and charitable organisations across Southern England.

We depend on the quality of our people. We choose them for their flair, technical and commercial acumen as well as their “can-do” attitude.

If you are interested in joining us then please send your CV to james.hayes@fawcetts.co.uk with a brief covering e-mail

 

 

 

 

 

 

 

 

 

Latest News

Self-employed workers may miss out on mortgages due to changes in delivery of SA302 forms

Self-employed workers in the UK have reported their struggles to acquire a mortgage, after HM Revenue & Customs (HMRC) changed the way it issues details of tax calculations and tax year overviews for submission with mortgage applications.

Until recently accountants and workers themselves have been able to obtain a paper copy of form SA302 that lenders require in order to complete the mortgage application process.

However, from 4 September 2017 HMRC has confirmed that it will no longer issue paper copies and will instead provide digital versions.

This will make the process of securing a mortgage more difficult for self-employed workers and may even further restrict the number of lenders that will offer a mortgage, with reports already coming in of lenders insisting on original paper copies rather than electronic printouts.

Self-employed individuals and their advisers will be required to supply the relevant year’s tax computation, printed from the adviser’s software, along with the tax year overview that advisers can print from HMRC’s online services website, in order to act as a self-serve SA302 that will satisfy lenders.

HMRC has already undertaken discussions with UK Finance, formerly the Council of Mortgage Lenders, about lenders’ requirements. However, the list of lenders who will accept self-serve SA302 forms omits some big high street names.

Many accountants are therefore reminding self-employed individuals to check their lender’s requirements early on in the mortgage application process.

LINK: SA302 Tax Calculation

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G Blamire - Salisbury
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Lou Whiting - Salisbury
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Steve Rawlins - Gosport
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Brian Keane - Stockbridge
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Claire Riches - New Forest
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Kelly B - Salisbury
"A breath of fresh air' - Straight forward, understandable, approachable, informative, good value accounting. Xero accounting is so quick & simple to use!! Thank you. I enjoy my side of the deal now!"
Sue S. Devizes
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Jack McConnell - Bath
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Miles Murray - Salisbury
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Mrs Zanne St John Marchmont
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Andy Leppard - Somerset
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Jeremy Chalke - Salisbury
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